Before you become a client, you’ll schedule an Explore Call with our team to see what working with The Retirement Co. is like. We’ll get to know you and what you’re looking to accomplish. If we both determine it could be a good fit, we’ll dive deeper into your situation and begin planning.

After you sign the necessary documents to become a client, you’ll start your journey through the Score System. 

Your Score System journey begins with finding your purpose. The goal is to dig deeper into what we discussed during our Explore Call. We’ll introduce tools to help clarify your purpose, gain visibility into expenses, and review your early financial plan.

Behind the scenes, we’ll be crunching numbers to optimize your plan. Over the next few weeks, we’ll schedule meetings to review income, investments, taxes, and insurance and estate planning. For each topic, we’ll identify any actionable items to ensure you stay on track to reach your goals.”

We’ll assess your current retirement path and align your portfolio income with other key factors, such as Social Security, to uncover areas for potential improvement. Our goal is to create a strategy that maximizes your income, ensuring you can enjoy a fulfilling retirement. Additionally, you’ll receive a clear understanding of your income throughout the duration of your retirement.

After we define your retirement goals and optimize your income to achieve them, we’ll determine what your investments need to do to support that income. We’ll provide recommendations based on the data we’ve gathered. You’ll be able to review the strategy we propose and ask any questions. It’s essential that you feel confident and fully understand everything before moving forward.

Since taxes can be one of your biggest expenses, having a solid tax strategy is crucial to preserving more of your nest egg. Our goal is to minimize your tax burden both now and in the future. We’ll provide an analysis of the potential tax implications you may face and offer recommendations to optimize your plan.

With The Retirement Co. you receive comprehensive 360-degree coverage throughout your retirement journey—no add-ons or hidden fees. We’ll thoroughly review your current estate plan to ensure it aligns with your goals. The best plans can fall short without the right protections in place. We’ll assess your insurance and estate coverage to ensure you’re safeguarded no matter what life brings. By taking this holistic approach, we can offer a higher level of service tailored to your exact needs.

Once your plan is in place, we’ll be with you every step of the way. We regularly assess your needs to ensure we’re maximizing the efforts you’ve put into building your future. We’ll track your progress and, with your consent, make adjustments as needed. You’ll meet with us every Spring and Fall, and check in with our team during the Summer. And in between those meetings, we’re always just a phone call or email away to assist you.